WHAT TO EXPECT DURING THE APPLICATION PROCESS
Completing an Evidence of Insurability application online will take approximately
10 – 15 minutes per applicant.
If you provide your e-mail address, you will be notified of the successful submission of your application.
Once your application has been
successfully submitted, it will be reviewed by the medical underwriting department.
This process can take up to 6 – 8 weeks if additional information is required from
a physician or if an insurance exam is needed. Underwriting requirements will be
determined based on several factors including the applicant’s age, amount of insurance
and information provided on the application.
When the processing of your application is complete, a written notification containing the underwriting decision will be
mailed to your home address.
WHAT YOU WILL NEED BEFORE YOU COMPLETE THE EVIDENCE OF INSURABILITY APPLICATION
Please have the following information available for
each person that will
be covered:
- Date of Birth
- Height and Weight
- Social Security Number
- Prescription information for medications, including drug name, dosage and how long
it was taken
- Medical history including any illnesses, treatment received, dates of treatment
and current status
- Name, address and phone numbers of any physician, hospital or medical practitioner
that provided medical care
IF YOU ARE APPLYING FOR DEPENDENT LIFE INSURANCE, AN EVIDENCE OF INSURABILITY APPLICATION IS NOT
REQUIRED TO BE COMPLETED FOR CHILDREN, ONLY THE SPOUSE
You will be applying as an employee of: Medical Mutual of Ohio